Sukanya Samriddhi Yojana (SSY) Calculator
Secure your daughter's future with the government's highest interest paying scheme (8.2%). Calculate tax-free maturity returns instantly.
Investment Details
Max: ₹1.5 Lakh/year
Must be < 10 years to open
Current Govt Rate
Tax Benefit: SSY falls under EEE (Exempt-Exempt-Exempt). Investment, Interest, and Maturity amount are all tax-free under Section 80C.
Maturity Amount
₹71,82,119
Total Interest
₹49,32,119
Total Invested
₹22,50,000
Growth Projection
Maturity Timeline
Today (2026)
Account opened. Girl is 5 years old.
2041 (Deposit Stops)
You stop paying premiums. Account continues to earn interest.
2047 (Maturity)
Girl is 26 years old.
You receive ₹71,82,119 tax-free.
About SSY Scheme
Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme launched as part of the "Beti Bachao, Beti Padhao" campaign. It offers the highest interest rates among small savings schemes and provides tax benefits under Section 80C.
Key Rules
- Eligibility: Parents can open an account for a girl child below 10 years of age.
- Max Investment: ₹1.5 Lakh per financial year (Minimum ₹250).
- Maturity: 21 years from the date of account opening.
- Deposit Period: You only need to deposit for the first 15 years.