ICICI Emeralde Private Metal Credit Card
ICICI Bank • Mastercard • Super-premium
★★★★★4.6/5
The ICICI Emeralde is a luxury metal card for the elite. With Taj Epicure membership, unlimited lounges, and golf privileges, it's designed for those who appreciate premium experiences.
Apply Now →₹12,499
Annual Fee
₹12,499
Joining Fee
Unlimited/Qtr
Lounge Access
4 Reward Points/₹100
Best Reward
💡 Waived on ₹10 Lakh annual spend
Rewards & Cashback
| Category | Rate |
|---|---|
| All Spends | 4 Reward Points/₹100 |
| Dining | Enhanced |
Offers & Benefits
✈️Taj Epicure Membership
Complimentary membership for discounts at Taj Hotels
🍽️EazyDiner Prime Membership
Premium dining discounts and priority reservations
✨Unlimited Airport Lounge Access
Both domestic and international lounges
🎁Unlimited Golf Rounds
Complimentary green fees at premier courses
🎁Concierge Services
24x7 dedicated concierge for travel, dining, and more
Additional Benefits
✨ Lounge Access
Unlimited domestic + Unlimited international per quarter
⛽ Fuel Surcharge
1% waiver
🛡️ Insurance
Air accident insurance included
Pros & Cons
✓ Pros
- +Premium metal card with luxury aesthetics
- +Unlimited domestic & international lounges
- +Taj Epicure + EazyDiner memberships included
- +Unlimited golf rounds at top courses
- +₹10L spend for fee waiver (achievable for target users)
✗ Cons
- −Invite-only for most customers
- −High income requirement (₹50L+)
- −Lower reward rate compared to competitors
- −No late payment charges (but still has finance charges)
Eligibility Criteria
- • Minimum Income: ₹50,00,000/year
- • Age: 21 - 65 years
Best For
Ultra HNIs who value luxury dining, golf, and Taj Hotels experiences