IDFC FIRST Ashva Metal Credit Card
IDFC FIRST Bank • Visa • Premium
The IDFC FIRST Ashva is a beautifully designed metal card offering premium benefits at a fraction of competitors' fees. With 1% forex and up to 60X travel rewards, it punches above its weight.
Apply Now →Rewards & Cashback
| Category | Rate |
|---|---|
| Hotel Bookings (via App) | 50X Bonus Points |
| Flight Bookings (via App) | 30X Bonus Points |
| General Spends above ₹20K/cycle | Up to 10X Points |
| Base Rate | 1X Points/₹150 |
Offers & Benefits
7,500 Reward Points (worth ₹3,000) on fee payment + milestone spends
Access on ₹20K monthly spend, both domestic & Dreamfolks international
Complimentary stay voucher
Special rates at boutique properties
Free coverage for cancelled bookings
Complimentary green fees at select courses
24x7 assistance for vehicle breakdowns
Additional Benefits
Unlimited domestic + Unlimited international per quarter
1% waiver
Comprehensive travel insurance, lost card liability, air accident cover
Pros & Cons
✓ Pros
- +Premium metal card at just ₹2,999 (very affordable)
- +Industry-lowest 1% forex markup
- +Up to 60X reward points on travel bookings
- +Comprehensive travel insurance included
- +Beautiful "Made of India" design with heritage motifs
✗ Cons
- −High spend threshold (₹20K/month) for lounge access
- −Reward points value diminishes for non-travel redemption
- −Requires ₹20K/cycle spend for bonus reward tiers
Eligibility Criteria
- • Minimum Income: ₹12,00,000/year
- • Age: 21 - 65 years
Best For
Aspirational travelers who want a premium metal card without breaking the bank